A wedding is a major (and costly) investment. Everything must be planned down to the smallest detail, and most people spend months planning. As the big day approaches, the last thing you want to worry about is losing money due to a cancellation or postponement – for any reason.
Consider getting special event insurance as part of your wedding planning. Life can throw a curveball, and even the most carefully planned wedding may run into unexpected problems. Special event insurance can protect you against the significant losses you could face if your wedding is cancelled or postponed for any reason, and the policy will pay out the cost of operations, premises, and products. Optional personal injury liability coverage can also be included. It’s worth the investment for this short term type of insurance.
Unforeseen circumstances that could lead to a wedding cancellation or postponement can include extreme weather, an accident, illness, or situations in which a vendor suddenly goes out of business at the last minute – after you have already paid to retain their services. You can even be insured if you decide to go ahead with the event under changed circumstances if you’ve had to incur more cost due to last minute changes in schedule, venue or vendors.
You can recover the money you paid to vendors in deposits. Your wedding photos can even be covered if they are damaged or, worst case scenario, the photographer doesn’t show. Other costs that can be reimbursed, based upon the type of special event insurance program you choose, can include the cost of lost or damaged special clothing, and the cost of renting replacement attire, and even insurance for lost or damaged wedding gifts.
It’s going to be the beginning of a new life together. You should find out about getting special event insurance as a necessary part of your wedding plans. No one can predict what will happen, and having this insurance in place keeps you protected.
At Terra Insurance Services in Philadelphia, Pennsylvania, we can advise you about the various types of special event insurance, and help you choose the policy you need to protect against any financial losses associated with your wedding. At our local agency, each of our team lives and works right here in Philadelphia, and we are easy to connect with and talk to about this type of insurance. We’d love to help you put this important piece of your wedding plans in place. We are available outside of working hours if it is more convenient for you.
Congratulations on your upcoming wedding, from us to you! One of our friendly team members will be happy to speak with you about special event insurance or any other insurance questions you have. Call us!